Consumer Information

Federal Direct Loan Entrance & Exit Counseling

All students who borrow a Federal Direct Student Loan and/or Graduate PLUS loan are required to complete both Entrance and Exit Counseling.  Entrance Counseling will explain the Direct Loan obligation you agree to meet as a condition for receiving a Federal Direct Loan. Exit Counseling provides useful tips and information to help you manage your loans.

To complete online Loan Entrance Counseling:

  • Go to:
  • Sign in using your FSA ID and password.
  • Follow the instructions and read information carefully. Complete the four step process (should take you around 30 minutes to complete).

To complete Exit Counseling:

  • Go to:
  • Sign in using your FSA ID and password.
  • Click on Exit Counseling
  • Follow the instructions and read the information carefully


  •  To process the paper version of Exit Counseling, schedule an appointment for an Exit Interview with Financial Aid Officer.  Please bring the completed   Exit Counseling Worksheet with you.

Exit Counseling will walk you through your rights and responsibilities as well as provide useful information regarding repayment options, debt management strategies, forbearance, deferment, cancellation options, and consolidation. Loan Exit Counseling must be completed prior to graduation or if enrollment falls below half time status.  Diplomas will not be released until Exit Counseling is complete.